Spentlo Money made clearer
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Explore Spentlo

Where would you like to go?

Your life. Your money. One clearer view.

Less money admin.More life.

Bring the financial information you choose to add into one calm view. Stay on top of spending today, and make room for the life you're planning.

Spending, goals, tax and retirement. Connected.

SpentloExample householdOverview

A little clarity goes a long way.

Your month
Monthly incomeA$8,400
Planned outflowA$5,600
Room to planA$2,800
This monthLooking aheadSix months
Upcoming expenseElectricity · A$180
Your next chapterHoliday goal · 72% saved
Stay on top of spending

Your money, without the mental clutter.

Less piecing things together. More knowing where you stand. See everyday expenses, recurring bills and loan repayments alongside your income and goals.

  • Understand where your money is going
  • See upcoming costs before they surprise you
  • Plan together with household access controls
Spending mixExample month
Home & loansA$3,000
Everyday spendingA$1,000
Bills & utilitiesA$600
SubscriptionsA$200
Look ahead, with a little less guesswork.Your forecast brings planned income and outgoings together.
Get organised for tax time

Tax time.
Less of a scramble.

Keep tax-tracked expenses and receipts connected throughout the year. Bring the details into a report when it's time to review them.

  • Track tax-related spending as you go
  • Keep receipts with the expenses they belong to
  • Review and export your tax report
Spentlo / ReportsIllustrative preview

Your tax-year snapshot.

Organised details. Ready for review.

Tax-tracked expensesA$6,240
Property expensesA$4,800
Work-related expensesA$1,440
ReceiptsLinked to entries
Printable reportCSV export
Make room for tomorrow

A future you can
start to picture.

Turn your super balance, contributions and retirement goals into a clearer long-term view. Explore how the assumptions you choose shape the path ahead.

  • Visualise your balance over time
  • Compare your outlook with your target
  • Revisit your plan as life changes
Retirement insightsIllustrative preview

Small steps. A longer view.

See contributions and growth in perspective.

TodayThe years aheadYour retirement
Projected balancePlanning target
Illustrative only. Your outlook depends on your inputs and assumptions. Actual returns and outcomes will vary.
See the bigger picture

What you own.
What you're building.

Bring your home, investment property and super into one view. Track values alongside loan balances, see your equity and keep your picture up to date.

  • Track assets and the loans linked to them
  • See which account funds each repayment
  • Quickly update balances as life moves forward
Assets & investmentsIllustrative preview
Your equityA$530,000Asset values less linked loan balances
HomeValue A$800,000 · Loan A$500,000
A$300,000
Investment propertyValue A$650,000 · Loan A$500,000
A$150,000
SuperannuationCurrent balance · Fully owned
A$80,000

One place to see how your assets add up.

A useful place to start

A little clarity.
No account needed.

Try Spentlo's free calculators, then keep your results in a PDF or Excel report.

Make space for what matters

Your next chapter
starts with clarity.

Add what matters. See how it fits together. Build a plan you can come back to, every day.

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