Start here
Free
Every core Spentlo tool for a household of up to 2 people.
A$0/ month
Always free
- Dashboard, budgeting, goals, accounts, assets and forecasts
- Tax, mortgage, retirement and AI insight tools
- Up to 2 household members, including you
Plans that grow with your household
Clear tools. A plan that fits.
Start with every core Spentlo tool on Free, then add a planning pack or scenario comparisons when they become useful.
Core
Make planning easier
Plus
Turn your live plan into a polished, ready-to-share planning pack.
A$5/ month
or A$57 billed annually
- Everything in Free
- Up to 4 household members, including you
- Generate and email your monthly brief
- Download planning packs for review
For more what-if thinking
Pro
Compare financial choices without changing your saved plan.
A$10/ month
or A$114 billed annually
- Everything in Plus
- Up to 6 household members, including you
- Compare scenarios side by side in Scenario Lab
- Keep the everyday app complete and uncluttered
All prices are in Australian dollars. Annual plans include a 5% saving and renew yearly. You can change or cancel from Plans & billing.