Clarity before complexity
Useful summaries, forecasts and visual tools surface what matters without burying it in financial jargon.
About Spentlo
A clearer way to understand the money behind everyday life.
Spentlo brings the financial information you choose to add into one practical household plan—so income, bills, spending, assets and goals are easier to understand together.
Our purpose
Help households turn scattered numbers into a plan.
Spentlo is designed to show how the parts of a household's finances relate to one another, while keeping day-to-day planning approachable.
Your information, your choice
You decide what to add. Available controls let you update, disconnect, export or delete information when you need to.
Built for real households
Income, recurring costs, loans, assets and shared goals sit together because that is how financial decisions happen in real life.
Australian context
Tools shaped around the questions Australian households ask.
Spentlo's public calculators use Australian settings and plain-language explanations to help people explore tax and home-loan scenarios. Results are estimates for general information—not personal tax, credit or financial advice.
Privacy by choice
Control should be easy to find.
Spentlo analyses the financial information you choose to add. We explain what is collected, why it is needed and the choices available to you.
See how Spentlo handles informationMake a start